Partner Agreement
Last updated: August 16, 2026
Version 1.1. This agreement takes effect for you on the date you accept it. It governs the commercial relationship between OutlinePay and your platform, and complements the Terms of Use, which govern use of the Service itself. A Korean translation is provided for convenience. If the two versions differ, this English version controls.
1. Who this is between
This agreement is between Arandu Payments LLC, a New York limited liability company that operates OutlinePay ("OutlinePay", "we", "us"), and the company accepting it ("you", the "partner"). We record the version accepted, the accepting user, and the time of acceptance.
2. What we provide
A payments API, hosted checkout pages, payment links, a partner portal, and webhook delivery, running on payment processors we integrate (currently Stripe). We onboard your merchants to the processor, move their money to their own bank accounts, and give you the tools to run payments inside your product.
3. What you own
Your merchants are your customers. You own the merchant relationship, your pricing to merchants, your brand, and your distribution. We are your infrastructure vendor, not a party to your merchant contracts. The merchant terms in section 6 are a processor-compliance authorization, not an exception to any of this.
4. Fees and payouts
Each payment carries the processor's fee, the OutlinePay fee (currently 0.5% of the payment amount), and your own partner fee, which you set in the portal. Fees are collected at payment time and are not returned on refunds or disputes. Your accrued partner fees are paid out monthly. Rate changes to the OutlinePay fee take effect only for future payments and only after 30 days' written notice.
5. Your responsibilities
Provide accurate business information for merchant onboarding. Use the API only for legitimate payments for real goods and services. Do not onboard merchants in prohibited categories under the processor's rules. Keep your API keys secret.
6. The merchant terms
Our processors require that the authorization to act on a merchant's payment account come from the merchant itself. Under Stripe's terms for platforms, your consent on a merchant's behalf is not enough. So during onboarding, before the processor's verification form, each merchant is shown the Merchant Terms and accepts them once. We record the version, the time, and the accepting device, and a merchant onboarded after this requirement took effect cannot accept payments until they have agreed.
The merchant terms exist for this compliance purpose and nothing else. They authorize only what your integration already does: opening the merchant's processor account, running payments at your direction, and sharing account data with the processor and with you. They create no commercial relationship between us and your merchants and no right to market to them, and our promise in section 10 continues to bind us. Section 3 is unchanged: your merchants remain your customers.
You agree not to bypass, obscure, or misrepresent the acceptance screen. When we notify you of a change to the merchant terms, you pass the notice to your affected merchants promptly, so the 30-day notice period the merchant terms promise can run. You confirm that your agreements with your merchants permit sharing their business information with us and our processors to open and operate their payment account.
7. Term and termination
This agreement runs until either of us ends it. Either side can terminate for any reason with 90 days' written notice. We can suspend access immediately only if the processor or the law requires it, or if we find fraud or a serious breach of section 5. Immediate suspension stops new payments. It never blocks your merchants' existing balances from paying out to their banks.
8. Wind-down
From the day notice is given: no new merchants are onboarded. Your existing merchants keep processing normally through the notice period. You decide where each merchant goes next, and we assist the transition at your direction. At the end of the notice period, new payments stop, your portal becomes read-only for 90 days, and webhook delivery continues while past payments can still be disputed. Your final fee settlement is paid within 120 days after your last payment, matching the card networks' dispute window. Because fees are never clawed back on refunds or disputes, no amount is held back from it.
9. If you stop operating
If you cease operations, we protect your merchants until they can migrate. For up to 180 days we keep existing balances paying out, keep hosted payment pages and links working, keep disputes handleable, and execute refunds or link deactivations on a merchant's verified request. Fees stay unchanged during this period. This is a bridge for your merchants, not a transfer of them to us, and it ends when they migrate or the period ends.
10. Our no-poaching promise
We will not solicit your merchants, during this agreement or after it ends. We contact your merchants only for operational and compliance reasons, such as processor onboarding. On termination, merchant disposition is your call, not ours.
11. Data
On request at any time, and always at termination, we give you a complete export of your merchants, payments, refunds, payout records, and webhook history in machine-readable form. Processor accounts themselves cannot be transferred between platforms, so a migrating merchant re-onboards with your next provider, keeps every payout of their remaining balance, and loses nothing they need to operate. We retain transaction records after termination as required by law and our processor obligations, and use them for nothing else.
12. Liability
Each side's total liability under this agreement is capped at the fees OutlinePay earned from your merchants' payments in the 12 months before the event giving rise to the claim. Neither side is liable to the other for indirect, incidental, consequential, special, or punitive damages, or for lost profits or lost business, even if told they were possible.
Three things fall outside these limits. Money owed under sections 4 and 8 is a debt, not damages, and is payable in full. Fraud and willful misconduct are not capped. Liability that the law does not allow to be limited is not limited.
13. Changes
We may issue new versions of this agreement. When we do, we notify you with a summary of what changed, and the new version takes effect no sooner than 30 days later, never retroactively. Continuing to use the service after the effective date is acceptance of the new version. A change that expands your obligations or reduces your rights does not rely on continued use: it is presented in the portal for explicit acceptance. If you do not accept a change, you may terminate under section 7 and the version you last accepted governs your wind-down.
14. Governing law
This agreement is governed by the laws of the State of New York, without regard to its conflict-of-laws rules, and disputes are resolved as set out in section 17 of the Terms of Use.
15. Contact
Arandu Payments LLC
Email: legal at outlinepay dot com